Credit cards can have a lot of unadvertised benefits. Car rental insurance, extended warranties, extended return periods, travel perks, etc. But one benefit that can really make a huge difference is the ability to get refunds when there is a price drop after you make a purchase.
This has been a benefit of many cards for quite a while, but it typically required that you find the price drop, fill out paperwork, submit proof to the price, wait for it to be processed, and finally receive the check. People rarely ever do this because of the headache, but at least the benefit was there.
However, things have changed these days. There are a few companies that will now use your emailed receipts and automatically search for price drops, fill out the paperwork, and submit proof. On top of that, they only charge if they find you money, and it’s only a percentage of what they find. It’s easy to justify that because you would have zero dollars if not for them. Now you can have $15 dollars you didn’t expect. What’s the big deal if they also get $5?
I’ve used a couple of these services, but far and away my favorite is Earny. To set up your account, you’ll simply have to login with your email address, credit card account1, and (optionally, but highly recommended) your Amazon account. All of these are secure. They’ll take it from there.
I’ve only been using Earny for a few months, but they’ve already found 16 price drops (I’ve received all 16 checks). If you sign up with this link, you’ll also get a $5 bonus.
Currently, the app works with these credit card issuers: Citibank, Chase, Bank of America, US Bank, Capital One, Barclays, First Premier Bank, USAA, Wells Fargo, and Fifth Third Bank.
Click Here to Get Your $5 Now!
- This is handled securely through your credit card issuer. You have to login so they can access pricing data, paperwork, etc and send on your behalf. I have had no issues and no regrets in doing this. If you don't want to do this, the app can alert you to price drops, but you would be responsible for taking it from there. Take my word for it and let the app do all of the work. ↩